What I've learned since moving to D.C. (some of which should be obvious): 0161

8001.  Anxiety is an internal process and, when you take it outward, it changes the focus and lowers the intensity;

8002.  Not all roles are in all families;

8003.  Two members of the family will not have the same roles;

8004.  Roles will clash when families are blended together (i.e., when divorced parents marry);

8005.  Similar (family) roles will clash;

8006.  Everybody’s actions in your family creates your role;

8007.  You go to your (family) role in your interactions with your friends;

8008.  The only way to increase your self-worth is to do things that increase your self-esteem;

8009.  Apparently, I’m a “lost child” and a “computer;”

8010.  The “lost child” needs to learn to become assertive, ask for her/his needs and wants and learn social and intimacy skills;

8011.  The “computer” must learn effective listening and social skills to develop intimacy in her/his relationships with others.  Also, the “computer” needs to begin to identify and express her/his emotions and move from the head to the heart;

8012.  The 10% rule: For every bump in pay, bonus or unexpected money you receive, 10% of the money goes towards lifestyle creep and the other 90% goes towards building wealth;

8013.  Wealth without wellness is no good.  The heart wants what the heart wants so instead of depriving yourself of everything or at least trying to, you give in a little and feed your natural tendency toward lifestyle creep.  Because you’re saving and investing the other 90%, it’s a reasonable compromise that most high-earning household budgets can handle;

8014.  A life worth living is a life worth planning;

8015.  Watch your thoughts, they become your words; watch your words, they become your actions; watch your actions, they become your habits; watch your habits, they become your character; watch your character, it becomes your destiny;

8016.  Think better thoughts.  Say better words.  Take better action.  Form better habits;

8017.  (According to Ian Stanley,) the best day of the week for sales is Sunday;

8018.  The reasons why Sunday is the best day for sales: 1.  People have the most time to watch videos on Sundays.  This is the best day to send people to video sales letters.  It’s also the best day for Instagram stories and Facebook videos; and 2.  Sunday is full of shame.  People are ashamed of the bad foods they ate, how much money they spent and the fact they have to go to their job tomorrow.  Shame drives sales.  If you address the shame you can make even more money.  Simply sending an e-mail or story on a Sunday is naturally tapping into their shame because they’re feeling it whether you acknowledge it or not.  Shame can lead to anger.  People are mad at themselves because of the shame they’re feeling.  Anger is an actionable emotion.  Angry people hit things especially “buy” buttons.  Tap into people’s shame without shaming them and watch the sales roll in . . . . It’s a fine line;

8019.  Two (very) important criteria to look for when it comes to companies paying out the best dividends: 1.  A dividend yield of 2% or higher; and 2.  A low dividend payout ratio;

8020.  Top 5 beneficial foods for Type O blood: 1.  Seaweed; 2.  Red meat; 3.  Oily cold water fish; 4.  Spinach; and 5.  Kale;

8021.  Top 5 foods to avoid for Type O blood: 1.  Wheat; 2.  Corn; 3.  Kidney beans; 4.  Navy beans; and 5.  White potatoes;

8022.  Type O blood: A high-protein diet heavy on lean meat, poultry, fish and vegetables and light on grains, beans and dairy.  Because Type Os tend to display the “flight or fight” stress response causing chemical imbalances, caffeine (which raises adrenaline and noradrenaline levels that are already high) and alcohol should be eliminated.  Kelp, seafood, red meats, kale and spinach are all beneficial to those with Type O blood.  High intensity exercise like running is also advised.  People with O blood type may be predisposed to certain illnesses like ulcers and thyroid disorders and tend to have higher levels of stomach acid.  Type Os are able to easily digest proteins and fats;

8023.  Top 5 beneficial foods for Type A blood: 1.  Cultured soy products; 2.  Pineapple; 3.  Olive oil; 4.  Onions; and 5.  Broccoli;

8024.  Top 5 foods to avoid for Type A blood: 1.  Red meat; 2.  Milk; 3.  Lima beans; 4.  White potatoes; and 5.  Oranges;

8025.  Type A blood: Less meat with a diet focused more on fruits and vegetables, beans and legumes and whole grains, ideally, organic and fresh because people with Type A blood have a sensitive immune system.  People with Type A blood handle carbohydrates very well.  They have lower levels of hydrochloric acid in the stomach and an ability to efficiently digest carbohydrates.  It can be harder to digest and metabolize animal protein and fat.  Type As tend to have naturally high levels of stress and flourish on a vegetarian diet due to toxin elimination causing higher energy levels as a result.  Consuming foods that are fresh and organic paired with calming exercises such as yoga or tai chi are great for those who have Type A blood;

8026.  Top 5 beneficial foods for Type B blood: 1.  Red meat; 2.  Broccoli; 3.  Cultured dairy products; 4.  Onions; and 5.  Pineapple;

8027.  Top 5 foods to avoid for Type B blood: 1.  Chicken; 2.  Corn; 3.  Peanuts; 4.  Lentils; and 5.  Buckwheat;

8028.  Type B blood: Avoid corn, wheat, buckwheat, lentils, tomatoes, peanuts and sesame seeds.  Chicken is also problematic.  Eating green vegetables, eggs, certain meats and low-fat dairy is recommended.  Those with blood Type B will thrive as a “balanced omnivore” eating meat, low-fat dairy, grains, legumes, fruits and vegetables.  With a lot of food flexibility, it is advised to avoid chicken replacing it with meats like lamb and venison.  Moderate exercise with a mental component like hiking or cycling are also recommended.  Those with Type B blood tend to produce higher than normal cortisol levels when it comes to stress, have a sensitivity to B-specific lectins in certain foods that can lead to inflammation and are susceptible to “slow growing lingering viruses” and autoimmune diseases.  Corn, wheat, buckwheat, lentils, tomatoes, peanuts and sesame seeds can cause weight gain for those with Type B blood.  These foods affect the metabolic process which can lead to fluid retention, fatigue and hypoglycemia;

8029.  Top 5 beneficial foods for Type AB blood: 1.  Tofu; 2.  Cultured dairy products; 3.  Broccoli; 4.  Walnuts; and 5.  Cauliflower;

8030.  Top 5 foods to avoid for Type AB blood: 1.  Chicken; 2.  Corn; 3.  Buckwheat; 4.  Lima beans; and 5.  Kidney beans;

8031.  Type AB blood: People with Type AB blood tend to have low stomach acid so small, frequent meals help with digestive problems.  Avoid smoked or cured meats, caffeine and alcohol, especially when under stress.  Having Type AB blood is so rare it’s found in less than 5 percent of the population.  Type AB is co-dominant and faces both the benefits and challenges of Type A and Type B.  A mixed diet works best for those who are Type AB.  Foods to focus on include tofu, seafood, dairy, vegetables (especially green), lamb, grains and fruits.  A combination of calming and moderate exercise is great for those who are Type AB;

8032.  If your bank isn’t convenient, it doesn’t matter how much interest you’re earning, you’re not going to use it;

8033.  Since a bank is the first line of defense in managing your money, it needs to be easy to put money in, get money out and transfer money around.  This means its website has to work and you need to be able to get help when you need it whether by e-mail or by phone;

8034.  Your bank’s interest rate should be competitive.  Transferring money around should be easy and free (because you’ll be doing it a lot) and you should have free bill paying.  Their app or website should be something you enjoy using;

8035.  I can say (that) I’ve eaten at a Michelin-starred restaurant (specifically Bresca in D.C.);

8036.  Elizabeth likes moo shu pork;

8037.  Dream big.  Start small.  But most of all, start;

8038.  I can say (that) I drank and ate where George Washington (as well as John Adams, Thomas Jefferson, James Madison, James Monroe and the Marquis de Lafayette) used to;

8039.  Practice without attachment to outcome is how you end up with an outcome far more amazing than you could’ve expected;

 8040.  It’s really easy to cook a frozen, Great Value, 75% lean/15% fat (beef) burger on a George Foreman (G5) grill.  Just set the grill to medium, allow it to warm up and cook the burgers for three-and-a-half minutes;

 8041.  In an H.S.A., you can use the money for any qualified medical expense anytime, tax-free.  And after the age of 65, you can spend money on anything (including a random trip to Santorini);

8042.  Things to be aware of in an H.S.A.: 1.  If you withdraw funds for non-qualified medical expenses before you’re 65, you’ll be charged a penalty; and 2.  If you use your H.S.A. funds for non-qualified medical expenses after age 65, it’s taxable;

8043.  A good rule of thumb for opening an H.S.A. for investment: They should offer low-cost funds ideally a target date fund or a “total stock market” fund;

8044.  The mindset of conscious spenders is the key to being rich;

8045.  Conscious spending is not about simply cutting your spending on various things.  It’s about making your own decisions about what’s important enough to spend a lot on and what’s not rather than blindly spending on everything;

8046.  People who spend money to buy themselves time such as outsourcing disliked tasks reported greater overall life satisfaction;

8047.  You place a higher premium on the things you pay for out-of-pocket than the things via subscription;

8048.  In 2012, the average wedding cost $27,427.00 and the median was $18,086.00;

8049.  A good rule of thumb is to use 20% to 35% of your take-home income for guilt-free spending;

8050.  Use the “Envelope System” to target your big wins.  Allocate money for certain categories like eating out, shopping, rent and so on.  Once you spend the money for that month, that’s it; you can’t spend more;